Why Construction Workers’ Compensation Claims Are Getting More Expensive in 2026

Construction workers’ compensation claim frequency is declining, but serious claims are becoming more expensive. NCCI reports a 13% increase in construction medical severity, making claim costs an important 2026 trend.
Workers’ Compensation Claim Costs in 2026: Why Medical and Indemnity Severity Are Rising

Workers’ compensation lost-time claim frequency declined in 2025, but medical and indemnity claim severity each increased 4%. See what is driving costs and what the trend means for workers and employers.